Tax and money changes, explained before they hit

Clear answers on tax brackets, landlord tax and savings rules

4 answers
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Start here 2027 tax brackets and standard deduction (official IRS figures)

For 2027 the seven federal rates stay at 10% to 37%, with brackets about 3% higher. The standard deduction rises to $16,600 for single filers, $33,200 for married couples filing jointly and $24,925 for heads of…

US tax

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2026 tax brackets for single and married filing jointly For income earned in 2026 (filed in 2027), the 10% bracket covers taxable income up to $12,400 for single filers and $24,800 for married couples filing jointly, and the 37% rate starts above $640,600 and $768,700. The standard deduction is $16,100 single, $32,200 joint and $24,150 head of household. Checked 14 Nov 2026

UK tax

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Landlord tax rise from April 2027: the new property income rates From 6 April 2027, rental profits are taxed at new property rates of 22%, 42% and 47% in England, Wales and Northern Ireland, 2 points above today's rates. Mortgage interest relief rises to 22%. Landlords who own through a limited company aren't affected by these rates. Checked 14 Nov 2026
Savings tax rise and cash ISA cut from April 2027 From 6 April 2027, tax on savings interest rises to 22%, 42% and 47%, and under-65s can only put £12,000 a year into a cash ISA (down from £20,000). The Personal Savings Allowance (£1,000 basic, £500 higher) and ISA tax-free status don't change. Checked 14 Nov 2026